Vitals
  • Total Assets
    247.2M 7.4 %
  • Total Deposits
    195.9M 7.6 %
  • Total Net Loans
    156.7M 13.2 %
  • Net Income
    1.5M 96.7 %
  • Book Value
    40.5M 1.2 %
  • Book Value x2
    81.1M 1.2 %
  • Book Value x3
    121.6M 1.2 %
ROAA

.634

ROAE

3.791

Efficiency Ratio

77.204

Net Interest Margin

3.576

Balance Sheet Highlights
Financial Highlights The First Citizens National Bank Of Upper Sandusky All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 247,221 361,398
Total Net Loans 156,739 246,196
Total Deposits 195,944 299,385
Total Equity 40,533 40,120
Profitability
Net Income 1,544 3,580
Return on Average Assets .634 .879
Return on Average Equity 3.791 7.888
Net Interest Margin 3.576 3.69
Efficiency Ratio 77.204 68.453
Noninterest Income/Revenue 14.994 19.831
Balance Sheet Ratios
Loan-to-Deposit 79.992 76.786
Securities/Assets .243 .197
Total Equity/Total Assets .164 .111
Tangible Equity/Tangible Assets .163 .102
Capital Adequacy
Tier 1 Common Capital 40,697 37,120
Tier 1 Capital 40,697 37,403
Tier 2 Capital 1,961 2,742
Total Capital 42,658 40,139
Total Risk Weighted Assets 167,735 260,858
Leverage Ratio 16.45 10.639
Common Equity Tier 1 Capital Ratio 24.26 16.715
Tier 1 Capital Ratio 24.26 16.742
Total Capital Ratio 25.43 17.824

Timeline for The First Citizens National Bank Of Upper Sandusky

Wharton Office

Acquisition: The First Citizens National Bank Of Upper Sandusky acquired a new subsidiary, Wharton Office , 32 years

View Profile Jul 01 1991

The First Citizens National Bank Of Upper Sandusky

The First Citizens National Bank Of Upper Sandusky was established 121 years ago and is currently headquartered in Upper Sandusky, OH.

Dec 01 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Wharton Office Seller Discontinued 7/1/1991
Relationships Role Relationship Start Relationship End
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