Vitals
  • Total Assets
    241.9M 3.6 %
  • Total Deposits
    212.7M 2.1 %
  • Total Net Loans
    155.4M 5.5 %
  • Net Income
    2.8M 36.3 %
  • Book Value
    21.8M -0.4 %
  • Book Value x2
    43.6M -0.4 %
  • Book Value x3
    65.5M -0.4 %
ROAA

1.197

ROAE

12.28

Efficiency Ratio

72.369

Net Interest Margin

4.013

Balance Sheet Highlights
Financial Highlights Thumb National Bank And Trust Company All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 241,949 330,697
Total Net Loans 155,391 227,599
Total Deposits 212,668 278,247
Total Equity 21,817 33,935
Profitability
Net Income 2,792 3,589
Return on Average Assets 1.197 .954
Return on Average Equity 12.28 8.772
Net Interest Margin 4.013 3.821
Efficiency Ratio 72.369 71.925
Noninterest Income/Revenue 24.583 24.061
Balance Sheet Ratios
Loan-to-Deposit 73.067 76.845
Securities/Assets .242 .16
Total Equity/Total Assets .09 .103
Tangible Equity/Tangible Assets .089 .098
Capital Adequacy
Tier 1 Common Capital 21,848 32,553
Tier 1 Capital 21,848 32,664
Tier 2 Capital 2,151 2,479
Total Capital 23,999 35,133
Total Risk Weighted Assets 171,855 242,208
Leverage Ratio 9.17 10.341
Common Equity Tier 1 Capital Ratio 12.71 15.339
Tier 1 Capital Ratio 12.71 15.393
Total Capital Ratio 13.96 16.423

Timeline for Thumb National Bank And Trust Company

Thumb National Mortgage, Llc

Thumb National Mortgage, Llc became a new subsidiary organization for Thumb National Bank And Trust Company.

View Profile Jul 16 2003

Tn, Inc.

Tn, Inc. became a new subsidiary organization for Thumb National Bank And Trust Company.

View Profile Jul 16 2003

Thumb Bancorp, Inc.

Thumb Bancorp, Inc. became a new parent organization for Thumb National Bank And Trust Company.

View Profile May 31 1996

Thumb National Bank And Trust Company

Thumb National Bank And Trust Company was established 129 years ago and is currently headquartered in Pigeon, MI.

Jan 01 1895
Relationships Role Relationship Start Relationship End
Thumb Bancorp, Inc. Parent 5/31/1996
Thumb National Mortgage, Llc Subsidary 7/16/2003 12/30/2011
Tn, Inc. Subsidary 6/30/2007 12/30/2011
Tn, Inc. Subsidary 7/16/2003 6/29/2007
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