Vitals
  • Total Assets
    246.8M 21.4 %
  • Total Deposits
    223.6M 20.3 %
  • Total Net Loans
    226.8M 25.2 %
  • Net Income
    2.7M 30.3 %
  • Book Value
    22.6M 32.7 %
  • Book Value x2
    45.2M 32.7 %
  • Book Value x3
    67.8M 32.7 %
ROAA

1.208

ROAE

13.595

Efficiency Ratio

64.06

Net Interest Margin

5.151

Balance Sheet Highlights
Financial Highlights The First National Bank Of Mcgregor All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 246,753 358,087
Total Net Loans 226,837 213,533
Total Deposits 223,628 308,027
Total Equity 22,612 38,740
Profitability
Net Income 2,728 3,845
Return on Average Assets 1.208 1.025
Return on Average Equity 13.595 9.415
Net Interest Margin 5.151 3.773
Efficiency Ratio 64.06 66.762
Noninterest Income/Revenue 9.869 16.375
Balance Sheet Ratios
Loan-to-Deposit 101.435 65.494
Securities/Assets .214
Total Equity/Total Assets .092 .108
Tangible Equity/Tangible Assets .09 .104
Capital Adequacy
Tier 1 Common Capital 22,346 37,278
Tier 1 Capital 22,346 37,303
Tier 2 Capital 2,528 2,526
Total Capital 24,874 39,866
Total Risk Weighted Assets 202,010 237,367
Leverage Ratio 9.13 10.563
Common Equity Tier 1 Capital Ratio 11.06 18.073
Tier 1 Capital Ratio 11.06 18.097
Total Capital Ratio 12.31 19.169

Timeline for The First National Bank Of Mcgregor

Oglesby State Bank

Acquisition: The First National Bank Of Mcgregor acquired a new subsidiary, Oglesby State Bank, 9 years

View Profile Apr 11 2015

Mcgregor Bancshares, Inc.

Mcgregor Bancshares, Inc. became a new parent organization for The First National Bank Of Mcgregor.

View Profile Jun 13 2014

American Income Life Insurance Company

American Income Life Insurance Company became a new parent organization for The First National Bank Of Mcgregor.

View Profile Aug 04 1967

The First National Bank Of Mcgregor

The First National Bank Of Mcgregor was established 135 years ago and is currently headquartered in Mc Gregor, TX.

Jan 01 1889
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Oglesby State Bank Seller 13,544 Acquisition Discontinued 4/11/2015
Relationships Role Relationship Start Relationship End
Mcgregor Bancshares, Inc. Parent 6/13/2014
American Income Life Insurance Company Parent 12/31/1973 4/30/1989
American Income Life Insurance Company Parent 12/31/1970 12/30/1973
American Income Life Insurance Company Parent 8/4/1967 12/30/1970
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