Vitals
  • Total Assets
    1.1B 26.6 %
  • Total Deposits
    930.3M 27.2 %
  • Total Net Loans
    739.3M 22.8 %
  • Net Income
    9.5M -8.1 %
  • Book Value
    134.6M 26.1 %
  • Book Value x2
    269.3M 26.1 %
  • Book Value x3
    403.9M 26.1 %
ROAA

.884

ROAE

7.011

Efficiency Ratio

63.559

Net Interest Margin

4.077

Balance Sheet Highlights
Financial Highlights Premier Bank, Inc. All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 1,075,790 360,672
Total Net Loans 739,280 251,469
Total Deposits 930,303 299,214
Total Equity 134,641 38,258
Profitability
Net Income 9,535 3,285
Return on Average Assets .884 .706
Return on Average Equity 7.011 6.418
Net Interest Margin 4.077 3.744
Efficiency Ratio 63.559 72.606
Noninterest Income/Revenue 9.702 20.548
Balance Sheet Ratios
Loan-to-Deposit 79.467 76.49
Securities/Assets .173 .175
Total Equity/Total Assets .125 .106
Tangible Equity/Tangible Assets .098 .096
Capital Adequacy
Tier 1 Common Capital 111,538 35,874
Tier 1 Capital 111,538 36,036
Tier 2 Capital 8,322 2,393
Total Capital 119,860 38,423
Total Risk Weighted Assets 783,995 244,928
Leverage Ratio 10.58 10.924
Common Equity Tier 1 Capital Ratio 14.23 18.341
Tier 1 Capital Ratio 14.23 18.347
Total Capital Ratio 15.29 19.449

Timeline for Premier Bank, Inc.

First National Bank

Acquisition: Premier Bank, Inc. acquired a new subsidiary, First National Bank, 8 years

View Profile Mar 05 2016

Bank Of Gassaway

Acquisition: Premier Bank, Inc. acquired a new subsidiary, Bank Of Gassaway, 10 years

View Profile Apr 05 2014

Gassaway Bancshares, Inc.

Acquisition: Premier Bank, Inc. acquired a new subsidiary, Gassaway Bancshares, Inc. , 10 years

View Profile Apr 05 2014

First Central Bank, Inc.

Acquisition: Premier Bank, Inc. acquired a new subsidiary, First Central Bank, Inc., 13 years

View Profile Apr 09 2011

Consolidated Bank And Trust Company

Acquisition: Premier Bank, Inc. acquired a new subsidiary, Consolidated Bank And Trust Company, 13 years

View Profile Apr 09 2011

Want to see more?

Complete timeline for Premier Bank, Inc. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Seller 238,769 Pooling of Interests Discontinued 3/5/2016
Bank Of Gassaway Seller 178,425 Acquisition Discontinued 4/5/2014
Gassaway Bancshares, Inc. Seller Acquisition Discontinued 4/5/2014
First Central Bank, Inc. Seller 137,217 Pooling of Interests Discontinued 4/9/2011
Consolidated Bank And Trust Company Seller 71,500 Pooling of Interests Discontinued 4/9/2011
Adams National Bank Seller 271,059 Pooling of Interests Discontinued 4/9/2011
Traders Bank Seller 158,620 Pooling of Interests Discontinued 4/9/2011
Relationships Role Relationship Start Relationship End
Premier Financial Bancorp, Inc. Parent 6/27/1998
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