Vitals
  • Total Assets
    1.1B 2.8 %
  • Total Deposits
    933.1M 3.0 %
  • Total Net Loans
    803.0M 4.9 %
  • Net Income
    6.1M 20.1 %
  • Book Value
    116.0M 2.4 %
  • Book Value x2
    232.1M 2.4 %
  • Book Value x3
    348.1M 2.4 %
ROAA

.54

ROAE

5.236

Efficiency Ratio

77.387

Net Interest Margin

3.71

Balance Sheet Highlights
Financial Highlights Business First Bank All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 1,105,165 340,347
Total Net Loans 802,969 227,146
Total Deposits 933,088 291,952
Total Equity 116,031 36,108
Profitability
Net Income 6,077 3,221
Return on Average Assets .54 .994
Return on Average Equity 5.236 8.993
Net Interest Margin 3.71 4.112
Efficiency Ratio 77.387 68.63
Noninterest Income/Revenue 10.889 14.204
Balance Sheet Ratios
Loan-to-Deposit 86.055 74.405
Securities/Assets .179 .197
Total Equity/Total Assets .105 .106
Tangible Equity/Tangible Assets .097 .105
Capital Adequacy
Tier 1 Common Capital 109,747 35,803
Tier 1 Capital 109,747 36,059
Tier 2 Capital 8,162 2,443
Total Capital 117,909 38,519
Total Risk Weighted Assets 991,552 245,733
Leverage Ratio 9.91 10.776
Common Equity Tier 1 Capital Ratio 11.07 16.476
Tier 1 Capital Ratio 11.07 16.481
Total Capital Ratio 11.89 17.491

Timeline for Business First Bank

American Gateway Bank

Acquisition: Business First Bank acquired a new subsidiary, American Gateway Bank, 9 years

View Profile Apr 01 2015

American Gateway Insurance Agency, L.L.C.

American Gateway Insurance Agency, L.L.C. became a new subsidiary organization for Business First Bank.

View Profile Apr 01 2015

Business First Mortgage, Llc

Business First Mortgage, Llc became a new subsidiary organization for Business First Bank.

View Profile Oct 17 2011

Business First Insurance Llc

Business First Insurance Llc became a new subsidiary organization for Business First Bank.

View Profile Aug 01 2009

Business First Bancshares, Inc.

Business First Bancshares, Inc. became a new parent organization for Business First Bank.

View Profile Apr 01 2007

Want to see more?

Complete timeline for Business First Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American Gateway Bank Seller 373,708 Acquisition Discontinued 4/1/2015
Relationships Role Relationship Start Relationship End
Business First Bancshares, Inc. Parent 4/1/2007
American Gateway Insurance Agency, L.L.C. Subsidary 4/1/2015
Business First Insurance Llc Subsidary 8/1/2009
Business First Mortgage, Llc Subsidary 10/17/2011 5/22/2014
Similar Organizations
Organization City State Total Assets
First Choice Bank
 		Lawrenceville NJ 1.1B
Sovereign Bank
 		Dallas TX 1.1B
American Momentum Bank
 		College Station TX 1.1B
Level One Bank
 		Farmington Hills MI 1.1B
Unity Bank
 		Clinton NJ 1.2B
Redding Bank Of Commerce
 		Redding CA 1.1B
The Bank Of Commerce
 		Ammon ID 1.1B
Metropolitan Bank
 		Crystal Springs MS 1.1B
Peoples Bank
 		Newton NC 1.1B
Wayne Bank
 		Honesdale PA 1.1B