Vitals
  • Total Assets
    1.1B 12.3 %
  • Total Deposits
    1.0B 24.9 %
  • Total Net Loans
    794.0M 12.4 %
  • Net Income
    7.3M -22.8 %
  • Book Value
    122.7M 2.4 %
  • Book Value x2
    245.4M 2.4 %
  • Book Value x3
    368.1M 2.4 %
ROAA

.674

ROAE

5.988

Efficiency Ratio

76.314

Net Interest Margin

3.891

Balance Sheet Highlights
Financial Highlights Redding Bank Of Commerce All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 1,141,338 1,346,313
Total Net Loans 793,991 907,793
Total Deposits 1,005,158 1,084,972
Total Equity 122,707 169,778
Profitability
Net Income 7,266 12,577
Return on Average Assets .674 .955
Return on Average Equity 5.988 8.072
Net Interest Margin 3.891 3.784
Efficiency Ratio 76.314 64.937
Noninterest Income/Revenue 6.966 13.682
Balance Sheet Ratios
Loan-to-Deposit 78.992 83.983
Securities/Assets .181 .141
Total Equity/Total Assets .108 .126
Tangible Equity/Tangible Assets .106 .113
Capital Adequacy
Tier 1 Common Capital 121,071 147,337
Tier 1 Capital 121,071 147,552
Tier 2 Capital 12,239 11,893
Total Capital 133,310 160,236
Total Risk Weighted Assets 984,030 1,009,488
Leverage Ratio 10.8 11.256
Common Equity Tier 1 Capital Ratio 12.3 14.697
Tier 1 Capital Ratio 12.3 14.792
Total Capital Ratio 13.55 16.005

Timeline for Redding Bank Of Commerce

Redding Bank Of Commerce

Redding Bank Of Commerce was established 41 years ago and is currently headquartered in Redding, CA.

Oct 22 1982

Bank Of Commerce Holdings

Bank Of Commerce Holdings became a new parent organization for Redding Bank Of Commerce.

View Profile Oct 22 1982
Relationships Role Relationship Start Relationship End
Bank Of Commerce Holdings Parent 10/22/1982
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