Redding Bank Of Commerce
Redding, CA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Redding Bank Of Commerce | All Insured Commercial Banks in California |
Interest and Fees on Loans | 35,434 | 39,600 |
Income from Lease Financing Receivables | — | 93 |
117 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 55 | 21 |
Income on Loans and Leases (TE) | 35,489 | 39,939 |
Investment Interest Income (TE) | 6,286 | 4,547 |
Total Interest Income (TE) | 42,751 | 46,718 |
Total Interest Expense | 3,369 | 3,460 |
Net Interest Income (TE) | 39,382 | 42,511 |
Non-Interest Income | 3,201 | 7,405 |
Adjusted Operating Income (TE) | 42,583 | 56,117 |
Non-interest Expense | 32,497 | 31,848 |
Provision for Loan & Lease Losses | — | 726 |
Pretax Operating Income (TE) | 10,086 | 20,596 |
Pretax Net Operating Income (TE) | 10,330 | 21,052 |
Applicable Income Taxes | 1,958 | 7,212 |
Net Operating Income | 7,266 | 12,949 |
Net Income | 7,266 | 12,577 |
Cash Dividends Declared | 4,200 | 2,927 |
Retained Earnings | 3,066 | 8,927 |