Vitals
  • Total Assets
    1.1B 4.8 %
  • Total Deposits
    894.9M 7.2 %
  • Total Net Loans
    722.0M 5.6 %
  • Net Income
    9.5M -6.1 %
  • Book Value
    124.5M 3.3 %
  • Book Value x2
    248.9M 3.3 %
  • Book Value x3
    373.4M 3.3 %
ROAA

.882

ROAE

7.694

Efficiency Ratio

74.731

Net Interest Margin

4.022

Balance Sheet Highlights
Financial Highlights Peoples Bank All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 1,086,348 1,412,230
Total Net Loans 721,970 1,020,122
Total Deposits 894,875 1,134,979
Total Equity 124,471 173,608
Profitability
Net Income 9,523 10,887
Return on Average Assets .882 .777
Return on Average Equity 7.694 6.782
Net Interest Margin 4.022 3.73
Efficiency Ratio 74.731 75.532
Noninterest Income/Revenue 23.816 18.66
Balance Sheet Ratios
Loan-to-Deposit 80.678 86.082
Securities/Assets .229 .132
Total Equity/Total Assets .115 .123
Tangible Equity/Tangible Assets .115 .104
Capital Adequacy
Tier 1 Common Capital 121,485 139,754
Tier 1 Capital 121,485 140,214
Tier 2 Capital 7,550 8,389
Total Capital 129,035 148,590
Total Risk Weighted Assets 817,822 1,125,721
Leverage Ratio 10.88 10.209
Common Equity Tier 1 Capital Ratio 14.85 13.055
Tier 1 Capital Ratio 14.85 13.195
Total Capital Ratio 15.78 14.232

Timeline for Peoples Bank

Community Bank Real Estate Solutions, Llc.

Community Bank Real Estate Solutions, Llc. became a new subsidiary organization for Peoples Bank.

View Profile Aug 31 2016

Peoples Bancorp Of North Carolina, Inc.

Peoples Bancorp Of North Carolina, Inc. became a new parent organization for Peoples Bank.

View Profile Aug 31 1999

Real Estate Advisory Services, Inc.

Real Estate Advisory Services, Inc. became a new subsidiary organization for Peoples Bank.

View Profile Aug 31 1999

Peoples Investment Services, Inc.

Peoples Investment Services, Inc. became a new subsidiary organization for Peoples Bank.

View Profile Aug 31 1999

Peoples Bank

Peoples Bank was established 112 years ago and is currently headquartered in Newton, NC.

Jan 01 1912
Relationships Role Relationship Start Relationship End
Peoples Bancorp Of North Carolina, Inc. Parent 8/31/1999
Real Estate Advisory Services, Inc. Subsidary 6/30/2007
Peoples Investment Services, Inc. Subsidary 6/30/2007
Community Bank Real Estate Solutions, Llc. Subsidary 8/31/2016
Real Estate Advisory Services, Inc. Subsidary 8/31/1999 6/29/2007
Peoples Investment Services, Inc. Subsidary 8/31/1999 6/29/2007
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