Vitals
  • Total Assets
    1.1B 50.2 %
  • Total Deposits
    932.3M 62.7 %
  • Total Net Loans
    700.6M 30.2 %
  • Net Income
    5.4M -8.7 %
  • Book Value
    110.6M 13.9 %
  • Book Value x2
    221.2M 13.9 %
  • Book Value x3
    331.8M 13.9 %
ROAA

.727

ROAE

6.523

Efficiency Ratio

62.114

Net Interest Margin

3.101

Balance Sheet Highlights
Financial Highlights Wayne Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 1,123,605 766,704
Total Net Loans 700,582 542,727
Total Deposits 932,348 619,392
Total Equity 110,594 82,242
Profitability
Net Income 5,411 4,638
Return on Average Assets .727 .786
Return on Average Equity 6.523 7.437
Net Interest Margin 3.101 3.479
Efficiency Ratio 62.114 69.712
Noninterest Income/Revenue 12.582 18.843
Balance Sheet Ratios
Loan-to-Deposit 75.142 85.202
Securities/Assets .276 .179
Total Equity/Total Assets .098 .107
Tangible Equity/Tangible Assets .087 .097
Capital Adequacy
Tier 1 Common Capital 93,962 71,521
Tier 1 Capital 93,962 71,989
Tier 2 Capital 6,164 6,035
Total Capital 100,126 78,248
Total Risk Weighted Assets 752,918 562,227
Leverage Ratio 9.6 10.024
Common Equity Tier 1 Capital Ratio 12.48 13.988
Tier 1 Capital Ratio 12.48 14.084
Total Capital Ratio 13.3 15.294

Timeline for Wayne Bank

The National Bank Of Delaware County

Acquisition: Wayne Bank acquired a new subsidiary, The National Bank Of Delaware County, 7 years

View Profile Aug 01 2016

North Penn Bank

Acquisition: Wayne Bank acquired a new subsidiary, North Penn Bank, 12 years

View Profile Jun 01 2011

Norwood Settlement Services, Llc

Norwood Settlement Services, Llc became a new subsidiary organization for Wayne Bank.

View Profile Aug 05 2004

Wtro Properities Inc.

Wtro Properities Inc. became a new subsidiary organization for Wayne Bank.

View Profile May 29 1997

Norwood Investment Corp.

Norwood Investment Corp. became a new subsidiary organization for Wayne Bank.

View Profile Oct 01 1996

Want to see more?

Complete timeline for Wayne Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The National Bank Of Delaware County Seller 375,497 Acquisition Discontinued 8/1/2016
North Penn Bank Seller 164,568 Acquisition Discontinued 6/1/2011
Relationships Role Relationship Start Relationship End
Norwood Financial Corp. Parent 3/29/1996
Norwood Investment Corp. Subsidary 10/1/1996
W.C.B. Realty Corp. Subsidary 12/7/1981
Wtro Properities Inc. Subsidary 5/29/1997
Norwood Settlement Services, Llc Subsidary 8/5/2004
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