Vitals
  • Total Assets
    375.5M 0.7 %
  • Total Deposits
    327.7M 1.4 %
  • Total Net Loans
    110.8M 0.5 %
  • Net Income
    466000.0000 -11.1 %
  • Book Value
    41.1M 11.8 %
  • Book Value x2
    82.1M 11.8 %
  • Book Value x3
    123.2M 11.8 %
ROAA

.247

ROAE

2.342

Efficiency Ratio

90.602

Net Interest Margin

2.946

Balance Sheet Highlights
Financial Highlights The National Bank Of Delaware County All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 375,497 2,361,233
Total Net Loans 110,786 1,419,596
Total Deposits 327,673 1,850,972
Total Equity 41,054 267,413
Profitability
Net Income 466 9,017
Return on Average Assets .247 .765
Return on Average Equity 2.342 7.431
Net Interest Margin 2.946 3.187
Efficiency Ratio 90.602 66.148
Noninterest Income/Revenue 18.764 19.012
Balance Sheet Ratios
Loan-to-Deposit 33.81 72.995
Securities/Assets .587 .143
Total Equity/Total Assets .109 .113
Tangible Equity/Tangible Assets .089 .107
Capital Adequacy
Tier 1 Common Capital 33,361 215,797
Tier 1 Capital 33,361 216,345
Tier 2 Capital 1,649 12,514
Total Capital 35,010 236,084
Total Risk Weighted Assets 141,684 1,479,456
Leverage Ratio 8.93 10.163
Common Equity Tier 1 Capital Ratio 23.55 16.48
Tier 1 Capital Ratio 23.55 16.634
Total Capital Ratio 24.71 17.723

Timeline for The National Bank Of Delaware County

Wayne Bank

The National Bank Of Delaware County was acquired by Wayne Bank 7 years

View Profile Aug 01 2016

The National Bank Of Stamford

Acquisition: The National Bank Of Delaware County acquired a new subsidiary, The National Bank Of Stamford, 16 years

View Profile Nov 10 2007

Delaware Bancshares, Inc.

Delaware Bancshares, Inc. became a new parent organization for The National Bank Of Delaware County.

View Profile Sep 30 1988

The National Bank Of Delaware County

The National Bank Of Delaware County was established 134 years ago and is currently headquartered in Walton, NY.

Jan 01 1890
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Wayne Bank Buyer 1,123,605 Acquisition Discontinued 8/1/2016
The National Bank Of Stamford Seller 91,176 Acquisition Discontinued 11/10/2007
Relationships Role Relationship Start Relationship End
Delaware Bancshares, Inc. Parent 9/30/1988 7/31/2016
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