The National Bank Of Delaware County
Walton, NY — Domestic Branch of a Domestic Bank
Acquired Aug 2016
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The National Bank Of Delaware County | All Insured Commercial Banks in New York |
Interest and Fees on Loans | 2,684 | 24,405 |
Income from Lease Financing Receivables | — | 25 |
— | 55 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 29 |
Income on Loans and Leases (TE) | 2,684 | 24,905 |
Investment Interest Income (TE) | 2,906 | 4,099 |
Total Interest Income (TE) | 5,615 | 32,514 |
Total Interest Expense | 658 | 3,771 |
Net Interest Income (TE) | 4,957 | 28,743 |
Non-Interest Income | 1,297 | 7,633 |
Adjusted Operating Income (TE) | 6,254 | 40,282 |
Non-interest Expense | 5,666 | 22,839 |
Provision for Loan & Lease Losses | 2 | 962 |
Pretax Operating Income (TE) | 586 | 13,692 |
Pretax Net Operating Income (TE) | 630 | 14,098 |
Applicable Income Taxes | -251 | 4,499 |
Net Operating Income | 466 | 9,018 |
Net Income | 466 | 9,017 |
Cash Dividends Declared | — | 1,174 |
Retained Earnings | 466 | 5,653 |