Wayne Bank
Honesdale, PA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Wayne Bank | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 19,752 | 16,763 |
Income from Lease Financing Receivables | — | 18 |
844 | 394 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 435 | 204 |
Income on Loans and Leases (TE) | 20,187 | 17,164 |
Investment Interest Income (TE) | 3,694 | 2,807 |
Total Interest Income (TE) | 23,999 | 20,273 |
Total Interest Expense | 2,607 | 2,378 |
Net Interest Income (TE) | 21,392 | 17,898 |
Non-Interest Income | 3,454 | 4,707 |
Adjusted Operating Income (TE) | 24,846 | 22,617 |
Non-interest Expense | 15,433 | 15,260 |
Provision for Loan & Lease Losses | 1,600 | 646 |
Pretax Operating Income (TE) | 7,813 | 6,527 |
Pretax Net Operating Income (TE) | 8,083 | 6,805 |
Applicable Income Taxes | 1,452 | 1,523 |
Net Operating Income | 5,411 | 4,642 |
Net Income | 5,411 | 4,638 |
Cash Dividends Declared | 3,567 | 2,070 |
Retained Earnings | 1,844 | 2,207 |