Vitals
  • Total Assets
    171.8M 3.6 %
  • Total Deposits
    152.0M 20.5 %
  • Total Net Loans
    111.2M -20.4 %
  • Net Income
  • Book Value
    10.7M -33.6 %
  • Book Value x2
    21.4M -33.6 %
  • Book Value x3
    32.1M -33.6 %
ROAA

ROAE

Efficiency Ratio

75.958

Net Interest Margin

4.924

Balance Sheet Highlights
Financial Highlights First National Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 171,800 183,141
Total Net Loans 111,214 138,710
Total Deposits 151,953 151,728
Total Equity 10,693 17,456
Profitability
Net Income — 8,397
Return on Average Assets — 1.428
Return on Average Equity — 14.718
Net Interest Margin 4.924 4.517
Efficiency Ratio 75.958 61.255
Noninterest Income/Revenue 9.74 11.86
Balance Sheet Ratios
Loan-to-Deposit 73.19 86.401
Securities/Assets .098 .204
Total Equity/Total Assets .062 .095
Tangible Equity/Tangible Assets .062 -.919
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,896 16,819
Tier 2 Capital 1,521 1,818
Total Capital 11,417 18,501
Total Risk Weighted Assets 118,429 142,676
Leverage Ratio 5.72 10.158
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.36 13.306
Total Capital Ratio 9.64 14.476

Timeline for First National Bank

The First Bank Of Brunswick

First National Bank was acquired by The First Bank Of Brunswick 18 years

View Profile Dec 17 2005

First National Banc, Inc.

First National Banc, Inc. became a new parent organization for First National Bank.

View Profile Sep 17 1996

First National Bank

First National Bank was established 34 years ago and is currently headquartered in Saint Marys, GA.

Jul 10 1989
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First Bank Of Brunswick Buyer 333,736 Acquisition Discontinued 12/17/2005
Relationships Role Relationship Start Relationship End
First National Banc, Inc. Parent 9/17/1996 12/16/2005
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