Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio First National Bank All Insured Commercial Banks in Georgia
09-30-2005 8.36 13.306
06-30-2005 7.62 13.222
03-31-2005 6.75 13.275
12-31-2004 8.28 13.276
09-30-2004 11.62 13.569
06-30-2004 12.63 13.471
03-31-2004 9.62 13.613
12-31-2003 10.2 13.916
09-30-2003 10.37 14.015
06-30-2003 10.63 13.683
03-31-2003 10.78 13.654
12-31-2002 11.35 13.778