First National Bank
Saint Marys, GA — Domestic Branch of a Domestic Bank
Acquired Dec 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First National Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 7,769 | 7,438 |
Income from Lease Financing Receivables | — | 19,399 |
— | 803 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 424 |
Income on Loans and Leases (TE) | 7,769 | 7,451 |
Investment Interest Income (TE) | 324 | 814 |
Total Interest Income (TE) | 8,433 | 7,989 |
Total Interest Expense | 3,208 | 2,637 |
Net Interest Income (TE) | 5,225 | 5,373 |
Non-Interest Income | 910 | 1,075 |
Adjusted Operating Income (TE) | 6,135 | 6,505 |
Non-interest Expense | 4,660 | 3,667 |
Provision for Loan & Lease Losses | 3,610 | 1,016 |
Pretax Operating Income (TE) | — | 12,601 |
Pretax Net Operating Income (TE) | — | 12,584 |
Applicable Income Taxes | — | 4,814 |
Net Operating Income | — | 8,395 |
Net Income | — | 8,397 |
Cash Dividends Declared | 144 | 7,584 |
Retained Earnings | — | 3,814 |