Total Capital Ratio Over Time
Total Capital Ratio First National Bank All Insured Commercial Banks in Georgia
09-30-2005 9.64 14.476
06-30-2005 8.9 14.394
03-31-2005 8.02 14.46
12-31-2004 9.54 14.459
09-30-2004 12.87 14.759
06-30-2004 13.88 14.66
03-31-2004 10.87 14.801
12-31-2003 11.45 15.105
09-30-2003 11.62 15.207
06-30-2003 11.88 14.866
03-31-2003 12.03 14.839
12-31-2002 12.6 14.964