Vitals
  • Total Assets
    174.9M 5.0 %
  • Total Deposits
    151.3M 5.0 %
  • Total Net Loans
    130.8M 11.3 %
  • Net Income
    2.0M -2.5 %
  • Book Value
    16.5M 6.6 %
  • Book Value x2
    32.9M 6.6 %
  • Book Value x3
    49.4M 6.6 %
ROAA

1.189

ROAE

12.492

Efficiency Ratio

70.075

Net Interest Margin

3.865

Balance Sheet Highlights
Financial Highlights The First National Bank Of Northfield All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 174,907 147,703
Total Net Loans 130,772 97,223
Total Deposits 151,307 126,600
Total Equity 16,454 15,565
Profitability
Net Income 2,021 1,683
Return on Average Assets 1.189 1.08
Return on Average Equity 12.492 9.905
Net Interest Margin 3.865 3.845
Efficiency Ratio 70.075 68.21
Noninterest Income/Revenue 15.56 13.68
Balance Sheet Ratios
Loan-to-Deposit 86.428 75.205
Securities/Assets .087 .174
Total Equity/Total Assets .094 .105
Tangible Equity/Tangible Assets .094 .103
Capital Adequacy
Tier 1 Common Capital 16,538 15,225
Tier 1 Capital 16,538 15,232
Tier 2 Capital 1,697 1,135
Total Capital 18,235 16,386
Total Risk Weighted Assets 135,678 105,251
Leverage Ratio 9.57 10.475
Common Equity Tier 1 Capital Ratio 12.19 15.3
Tier 1 Capital Ratio 12.19 15.308
Total Capital Ratio 13.44 16.398

Timeline for The First National Bank Of Northfield

Heywood Bancshares, Inc.

Heywood Bancshares, Inc. became a new parent organization for The First National Bank Of Northfield.

View Profile Dec 15 2006

The First National Bank Of Northfield

The First National Bank Of Northfield was established 151 years ago and is currently headquartered in Northfield, MN.

Dec 31 1872
Relationships Role Relationship Start Relationship End
Heywood Bancshares, Inc. Parent 12/15/2006
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