Vitals
  • Total Assets
    164.2M -0.3 %
  • Total Deposits
    142.6M 0.4 %
  • Total Net Loans
    100.2M 14.2 %
  • Net Income
    405000.0000 -37.2 %
  • Book Value
    18.3M -1.9 %
  • Book Value x2
    36.6M -1.9 %
  • Book Value x3
    54.9M -1.9 %
ROAA

.247

ROAE

2.164

Efficiency Ratio

86.437

Net Interest Margin

2.878

Balance Sheet Highlights
Financial Highlights The Somerville National Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 164,198 361,398
Total Net Loans 100,216 246,196
Total Deposits 142,591 299,385
Total Equity 18,286 40,120
Profitability
Net Income 405 3,580
Return on Average Assets .247 .879
Return on Average Equity 2.164 7.888
Net Interest Margin 2.878 3.69
Efficiency Ratio 86.437 68.453
Noninterest Income/Revenue 9.886 19.831
Balance Sheet Ratios
Loan-to-Deposit 70.282 76.786
Securities/Assets .302 .197
Total Equity/Total Assets .111 .111
Tangible Equity/Tangible Assets .11 .102
Capital Adequacy
Tier 1 Common Capital 18,535 37,120
Tier 1 Capital 18,535 37,403
Tier 2 Capital 1,143 2,742
Total Capital 19,678 40,139
Total Risk Weighted Assets 91,381 260,858
Leverage Ratio 11.33 10.639
Common Equity Tier 1 Capital Ratio 20.28 16.715
Tier 1 Capital Ratio 20.28 16.742
Total Capital Ratio 21.53 17.824

Timeline for The Somerville National Bank

Somerville Building, Loan, & Savings Company

Acquisition: The Somerville National Bank acquired a new subsidiary, Somerville Building, Loan, & Savings Company , 38 years

View Profile Jun 01 1985

The Somerville National Bank

The Somerville National Bank was established 113 years ago and is currently headquartered in Somerville, OH.

Oct 10 1910
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Somerville Building, Loan, & Savings Company Seller Discontinued 6/1/1985
Relationships Role Relationship Start Relationship End
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