Vitals
  • Total Assets
    166.9M 3.6 %
  • Total Deposits
    156.1M 4.8 %
  • Total Net Loans
    31.1M -10.7 %
  • Net Income
    1.1M -5.4 %
  • Book Value
    10.7M -10.8 %
  • Book Value x2
    21.4M -10.8 %
  • Book Value x3
    32.2M -10.8 %
ROAA

.687

ROAE

8.668

Efficiency Ratio

69.642

Net Interest Margin

2.461

Balance Sheet Highlights
Financial Highlights The First National Bank Of Sterling City All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 166,886 358,087
Total Net Loans 31,134 213,533
Total Deposits 156,096 308,027
Total Equity 10,723 38,740
Profitability
Net Income 1,112 3,845
Return on Average Assets .687 1.025
Return on Average Equity 8.668 9.415
Net Interest Margin 2.461 3.773
Efficiency Ratio 69.642 66.762
Noninterest Income/Revenue 7.953 16.375
Balance Sheet Ratios
Loan-to-Deposit 19.945 65.494
Securities/Assets .582 .214
Total Equity/Total Assets .064 .108
Tangible Equity/Tangible Assets .062 .104
Capital Adequacy
Tier 1 Common Capital 12,853 37,278
Tier 1 Capital 12,853 37,303
Tier 2 Capital 380 2,526
Total Capital 13,233 39,866
Total Risk Weighted Assets 51,081 237,367
Leverage Ratio 8.05 10.563
Common Equity Tier 1 Capital Ratio 25.16 18.073
Tier 1 Capital Ratio 25.16 18.097
Total Capital Ratio 25.91 19.169

Timeline for The First National Bank Of Sterling City

First National Bank In Bronte

Acquisition: The First National Bank Of Sterling City acquired a new subsidiary, First National Bank In Bronte, 16 years

View Profile Mar 22 2008

Sterling City Bancshares, Inc.

Sterling City Bancshares, Inc. became a new parent organization for The First National Bank Of Sterling City.

View Profile Feb 23 2007

Sterling City Delaware Financial Corporation

Sterling City Delaware Financial Corporation became a new parent organization for The First National Bank Of Sterling City.

View Profile Dec 30 2000

The First National Bank Of Sterling City

The First National Bank Of Sterling City was established 113 years ago and is currently headquartered in Sterling City, TX.

Aug 02 1910
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank In Bronte Seller 25,747 Acquisition Discontinued 3/22/2008
Relationships Role Relationship Start Relationship End
Sterling City Bancshares, Inc. Parent 2/23/2007
Sterling City Delaware Financial Corporation Parent 12/30/2000 2/22/2007
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