South County Bank, National Association
Rancho Santa Margarita, CA — National Bank
Active
Vitals
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Total Assets158.0M 17.3 %
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Total Deposits142.0M 18.6 %
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Total Net Loans88.8M 45.9 %
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Net Income1.3M 335.6 %
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Book Value15.5M 7.2 %
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Book Value x231.0M 7.2 %
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Book Value x346.4M 7.2 %
Balance Sheet Highlights
Financial Highlights | South County Bank, National Association | All Insured Commercial Banks in California |
Balance Sheet $(000) | ||
Total Assets | 157,963 | 1,346,313 |
Total Net Loans | 88,845 | 907,793 |
Total Deposits | 142,029 | 1,084,972 |
Total Equity | 15,475 | 169,778 |
Profitability | ||
Net Income | 1,251 | 12,577 |
Return on Average Assets | .857 | .955 |
Return on Average Equity | 8.245 | 8.072 |
Net Interest Margin | 3.417 | 3.784 |
Efficiency Ratio | 87.73 | 64.937 |
Noninterest Income/Revenue | 19.139 | 13.682 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 62.554 | 83.983 |
Securities/Assets | .224 | .141 |
Total Equity/Total Assets | .098 | .126 |
Tangible Equity/Tangible Assets | .098 | .113 |
Capital Adequacy | ||
Tier 1 Common Capital | 15,977 | 147,337 |
Tier 1 Capital | 15,977 | 147,552 |
Tier 2 Capital | 1,348 | 11,893 |
Total Capital | 17,325 | 160,236 |
Total Risk Weighted Assets | 106,506 | 1,009,488 |
Leverage Ratio | 10.27 | 11.256 |
Common Equity Tier 1 Capital Ratio | 15 | 14.697 |
Tier 1 Capital Ratio | 15 | 14.792 |
Total Capital Ratio | 16.27 | 16.005 |
Timeline for South County Bank, National Association
Calwest Bancorp
Calwest Bancorp became a new parent organization for South County Bank, National Association.
View Profile Aug 01 2003South County Bank, National Association
South County Bank, National Association was established 24 years ago and is currently headquartered in Rancho Santa Margarita, CA.
Oct 21 1999Relationships | Role | Relationship Start | Relationship End |
Calwest Bancorp | Parent | 8/1/2003 |
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