Vitals
  • Total Assets
    160.9M 1.1 %
  • Total Deposits
    141.6M 1.2 %
  • Total Net Loans
    77.2M -7.5 %
  • Net Income
    1.3M 36.5 %
  • Book Value
    15.8M 0.1 %
  • Book Value x2
    31.5M 0.1 %
  • Book Value x3
    47.3M 0.1 %
ROAA

.77

ROAE

8.015

Efficiency Ratio

73.755

Net Interest Margin

3.789

Balance Sheet Highlights
Financial Highlights The First National Bank Of Waverly All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 160,868 361,398
Total Net Loans 77,196 246,196
Total Deposits 141,590 299,385
Total Equity 15,760 40,120
Profitability
Net Income 1,263 3,580
Return on Average Assets .77 .879
Return on Average Equity 8.015 7.888
Net Interest Margin 3.789 3.69
Efficiency Ratio 73.755 68.453
Noninterest Income/Revenue 16.928 19.831
Balance Sheet Ratios
Loan-to-Deposit 54.521 76.786
Securities/Assets .197 .197
Total Equity/Total Assets .098 .111
Tangible Equity/Tangible Assets .098 .102
Capital Adequacy
Tier 1 Common Capital 15,147 37,120
Tier 1 Capital 15,147 37,403
Tier 2 Capital 350 2,742
Total Capital 15,497 40,139
Total Risk Weighted Assets 86,963 260,858
Leverage Ratio 9.39 10.639
Common Equity Tier 1 Capital Ratio 17.42 16.715
Tier 1 Capital Ratio 17.42 16.742
Total Capital Ratio 17.82 17.824

Timeline for The First National Bank Of Waverly

Central Ohio Loan Services, Inc.

Central Ohio Loan Services, Inc. became a new subsidiary organization for The First National Bank Of Waverly.

View Profile Jul 15 2002

Central Ohio Bancorp

Central Ohio Bancorp became a new parent organization for The First National Bank Of Waverly.

View Profile Jul 10 2001

The First National Bank Of Waverly

The First National Bank Of Waverly was established 123 years ago and is currently headquartered in Waverly, OH.

Jan 01 1901
Relationships Role Relationship Start Relationship End
Central Ohio Bancorp Parent 7/10/2001
Central Ohio Loan Services, Inc. Subsidary 6/30/2007 12/28/2012
Central Ohio Loan Services, Inc. Subsidary 7/15/2002 6/29/2007
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