The First National Bank Of Waverly
Waverly, OH — National Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The First National Bank Of Waverly | All Insured Commercial Banks in Ohio |
| Interest and Fees on Loans | 4,366 | 11,386 |
| Income from Lease Financing Receivables | — | 4 |
| 43 | 64 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 22 | 32 |
| Income on Loans and Leases (TE) | 4,388 | 11,434 |
| Investment Interest Income (TE) | 562 | 1,894 |
| Total Interest Income (TE) | 5,413 | 13,519 |
| Total Interest Expense | 245 | 1,284 |
| Net Interest Income (TE) | 5,168 | 12,235 |
| Non-Interest Income | 1,103 | 3,344 |
| Adjusted Operating Income (TE) | 6,271 | 15,563 |
| Non-interest Expense | 4,625 | 10,269 |
| Provision for Loan & Lease Losses | — | 364 |
| Pretax Operating Income (TE) | 1,646 | 4,973 |
| Pretax Net Operating Income (TE) | 1,646 | 5,081 |
| Applicable Income Taxes | 255 | 1,163 |
| Net Operating Income | 1,263 | 3,580 |
| Net Income | 1,263 | 3,580 |
| Cash Dividends Declared | 1,247 | 1,534 |
| Retained Earnings | 16 | 1,881 |