Leverage Ratio Over Time
Leverage Ratio First National Bank All Insured Commercial Banks in Georgia
09-30-2005 5.72 10.158
06-30-2005 5.74 10.017
03-31-2005 5.47 9.888
12-31-2004 6.82 9.892
09-30-2004 10.06 10.116
06-30-2004 10.6 9.93
03-31-2004 8.34 9.897
12-31-2003 8.31 10.02
09-30-2003 8.47 10.066
06-30-2003 8.47 9.807
03-31-2003 8.66 9.773
12-31-2002 8.54 9.829