Vitals
  • Total Assets
    134.0M 31.8 %
  • Total Deposits
    120.0M 35.5 %
  • Total Net Loans
    113.5M 24.6 %
  • Net Income
    825000.0000 360.9 %
  • Book Value
    12.6M 12.1 %
  • Book Value x2
    25.2M 12.1 %
  • Book Value x3
    37.9M 12.1 %
ROAA

1.261

ROAE

13.544

Efficiency Ratio

49.332

Net Interest Margin

4.658

Balance Sheet Highlights
Financial Highlights First National Bank West Metro All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 133,972 175,959
Total Net Loans 113,451 131,558
Total Deposits 119,992 146,053
Total Equity 12,618 16,730
Profitability
Net Income 825 5,467
Return on Average Assets 1.261 1.398
Return on Average Equity 13.544 14.423
Net Interest Margin 4.658 4.464
Efficiency Ratio 49.332 61.571
Noninterest Income/Revenue 6.09 12.104
Balance Sheet Ratios
Loan-to-Deposit 94.549 86.24
Securities/Assets .034 .221
Total Equity/Total Assets .094 .095
Tangible Equity/Tangible Assets .094 -1.013
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,617 16,042
Tier 2 Capital 1,501 1,668
Total Capital 14,118 17,669
Total Risk Weighted Assets 119,700 136,891
Leverage Ratio 9.77 10.017
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.54 13.222
Total Capital Ratio 11.79 14.394

Timeline for First National Bank West Metro

First Tennessee Bank, National Association

First National Bank West Metro was acquired by First Tennessee Bank, National Association 18 years

View Profile Aug 27 2005

First National Bank West Metro

First National Bank West Metro was established 22 years ago and is currently headquartered in Dallas, GA.

Mar 25 2002

West Metro Financial Services, Inc.

West Metro Financial Services, Inc. became a new parent organization for First National Bank West Metro.

View Profile Mar 25 2002
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Tennessee Bank, National Association Buyer 28,254,043 Acquisition Discontinued 8/27/2005
Relationships Role Relationship Start Relationship End
West Metro Financial Services, Inc. Parent 3/25/2002 8/26/2005
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