First National Bank West Metro
Dallas, GA — Domestic Branch of a Domestic Bank
Acquired Aug 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First National Bank West Metro | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 4,156 | 4,583 |
Income from Lease Financing Receivables | — | 12,668 |
— | 541 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 285 |
Income on Loans and Leases (TE) | 4,156 | 4,591 |
Investment Interest Income (TE) | 82 | 554 |
Total Interest Income (TE) | 4,333 | 5,072 |
Total Interest Expense | 1,395 | 1,593 |
Net Interest Income (TE) | 2,938 | 3,470 |
Non-Interest Income | 281 | 698 |
Adjusted Operating Income (TE) | 3,219 | 4,207 |
Non-interest Expense | 1,588 | 2,390 |
Provision for Loan & Lease Losses | 300 | 613 |
Pretax Operating Income (TE) | 1,331 | 8,192 |
Pretax Net Operating Income (TE) | 1,331 | 8,172 |
Applicable Income Taxes | 506 | 3,130 |
Net Operating Income | 825 | 5,466 |
Net Income | 825 | 5,467 |
Cash Dividends Declared | — | 4,398 |
Retained Earnings | 825 | 3,049 |