Leverage Ratio Over Time
Leverage Ratio First National Bank West Metro All Insured Commercial Banks in Georgia
06-30-2005 9.77 10.017
03-31-2005 9.17 9.888
12-31-2004 9.99 9.892
09-30-2004 10.67 10.116
06-30-2004 11.54 9.93
03-31-2004 14.16 9.897
12-31-2003 15.66 10.02
09-30-2003 16.69 10.066
06-30-2003 16.82 9.807
03-31-2003 20.03 9.773
12-31-2002 25.14 9.829