Vitals
  • Total Assets
    147.2M 12.0 %
  • Total Deposits
    126.1M 14.4 %
  • Total Net Loans
    88.1M -1.9 %
  • Net Income
    726000.0000 -15.3 %
  • Book Value
    16.9M 0.4 %
  • Book Value x2
    33.7M 0.4 %
  • Book Value x3
    50.6M 0.4 %
ROAA

.543

ROAE

4.256

Efficiency Ratio

75.659

Net Interest Margin

3.761

Balance Sheet Highlights
Financial Highlights Mountain Valley Bank, N.A. All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 147,222 360,672
Total Net Loans 88,103 251,469
Total Deposits 126,128 299,214
Total Equity 16,852 38,258
Profitability
Net Income 726 3,285
Return on Average Assets .543 .706
Return on Average Equity 4.256 6.418
Net Interest Margin 3.761 3.744
Efficiency Ratio 75.659 72.606
Noninterest Income/Revenue 13.465 20.548
Balance Sheet Ratios
Loan-to-Deposit 69.852 76.49
Securities/Assets .249 .175
Total Equity/Total Assets .114 .106
Tangible Equity/Tangible Assets .114 .096
Capital Adequacy
Tier 1 Common Capital 18,027 35,874
Tier 1 Capital 18,027 36,036
Tier 2 Capital 1,011 2,393
Total Capital 19,038 38,423
Total Risk Weighted Assets 80,761 244,928
Leverage Ratio 13.46 10.924
Common Equity Tier 1 Capital Ratio 22.32 18.341
Tier 1 Capital Ratio 22.32 18.347
Total Capital Ratio 23.57 19.449

Timeline for Mountain Valley Bank, N.A.

Bank Of Mill Creek

Acquisition: Mountain Valley Bank, N.A. acquired a new subsidiary, Bank Of Mill Creek, 31 years

View Profile Oct 01 1992

Mountain-Valley Bancshares, Inc.

Mountain-Valley Bancshares, Inc. became a new parent organization for Mountain Valley Bank, N.A..

View Profile Apr 04 1989

Mountain Valley Bank, N.A.

Mountain Valley Bank, N.A. was established 115 years ago and is currently headquartered in Elkins, WV.

Jan 01 1909
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Mill Creek Seller 36,111 Discontinued 10/1/1992
Relationships Role Relationship Start Relationship End
Mountain-Valley Bancshares, Inc. Parent 4/4/1989
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