Vitals
  • Total Assets
    134.0M 2.3 %
  • Total Deposits
    105.8M 2.2 %
  • Total Net Loans
    92.5M -1.3 %
  • Net Income
    689000.0000 -11.1 %
  • Book Value
    16.9M 4.3 %
  • Book Value x2
    33.8M 4.3 %
  • Book Value x3
    50.7M 4.3 %
ROAA

.514

ROAE

4.152

Efficiency Ratio

86.79

Net Interest Margin

3.914

Balance Sheet Highlights
Financial Highlights First National Bank Usa All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 134,014 340,347
Total Net Loans 92,474 227,146
Total Deposits 105,774 291,952
Total Equity 16,884 36,108
Profitability
Net Income 689 3,221
Return on Average Assets .514 .994
Return on Average Equity 4.152 8.993
Net Interest Margin 3.914 4.112
Efficiency Ratio 86.79 68.63
Noninterest Income/Revenue 7.063 14.204
Balance Sheet Ratios
Loan-to-Deposit 87.426 74.405
Securities/Assets .028 .197
Total Equity/Total Assets .126 .106
Tangible Equity/Tangible Assets .126 .105
Capital Adequacy
Tier 1 Common Capital 16,884 35,803
Tier 1 Capital 16,884 36,059
Tier 2 Capital 1,132 2,443
Total Capital 18,016 38,519
Total Risk Weighted Assets 89,761 245,733
Leverage Ratio 12.59 10.776
Common Equity Tier 1 Capital Ratio 18.81 16.476
Tier 1 Capital Ratio 18.81 16.481
Total Capital Ratio 20.07 17.491

Timeline for First National Bank Usa

First St. Charles Bancshares, Inc.

First St. Charles Bancshares, Inc. became a new parent organization for First National Bank Usa.

View Profile Aug 29 1986

First National Bank Usa

First National Bank Usa was established 48 years ago and is currently headquartered in Boutte, LA.

Jun 23 1975
Relationships Role Relationship Start Relationship End
First St. Charles Bancshares, Inc. Parent 8/29/1986
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