Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio First National Bank West Metro All Insured Commercial Banks in Georgia
06-30-2005 10.54 13.222
03-31-2005 10.21 13.275
12-31-2004 10.36 13.276
09-30-2004 10.82 13.569
06-30-2004 11.81 13.471
03-31-2004 13.97 13.613
12-31-2003 16.7 13.916
09-30-2003 17.05 14.015
06-30-2003 19.55 13.683
03-31-2003 20.92 13.654
12-31-2002 26.06 13.778