Efficiency Ratio Over Time
Efficiency Ratio First National Bank West Metro All Insured Commercial Banks in Georgia
06-30-2005 49.332 61.571
03-31-2005 52.964 62.33
12-31-2004 62.126 64.32
09-30-2004 64.673 64.404
06-30-2004 67.886 64.229
03-31-2004 74.31 64.639
12-31-2003 81.375 65.562
09-30-2003 85.343 64.676
06-30-2003 86.706 64.537
03-31-2003 90.385 65.157
12-31-2002 102.218 64.609