Vitals
  • Total Assets
    2.4B -2.6 %
  • Total Deposits
    1.9B -1.0 %
  • Total Net Loans
    1.8B 8.8 %
  • Net Income
    26.4M 5.2 %
  • Book Value
    321.4M -1.4 %
  • Book Value x2
    642.8M -1.4 %
  • Book Value x3
    964.2M -1.4 %
ROAA

1.083

ROAE

8.155

Efficiency Ratio

58.91

Net Interest Margin

4.059

Balance Sheet Highlights
Financial Highlights First Community Bank Of Mercer County, Inc. All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 2,377,540 360,672
Total Net Loans 1,834,771 251,469
Total Deposits 1,864,899 299,214
Total Equity 321,389 38,258
Profitability
Net Income 26,392 3,285
Return on Average Assets 1.083 .706
Return on Average Equity 8.155 6.418
Net Interest Margin 4.059 3.744
Efficiency Ratio 58.91 72.606
Noninterest Income/Revenue 19.999 20.548
Balance Sheet Ratios
Loan-to-Deposit 98.385 76.49
Securities/Assets .089 .175
Total Equity/Total Assets .135 .106
Tangible Equity/Tangible Assets .092 .096
Capital Adequacy
Tier 1 Common Capital 223,944 35,874
Tier 1 Capital 223,944 36,036
Tier 2 Capital 18,274 2,393
Total Capital 242,218 38,423
Total Risk Weighted Assets 1,732,349 244,928
Leverage Ratio 9.71 10.924
Common Equity Tier 1 Capital Ratio 12.93 18.341
Tier 1 Capital Ratio 12.93 18.347
Total Capital Ratio 13.98 19.449

Timeline for First Community Bank Of Mercer County, Inc.

First Community Insurance Services

First Community Insurance Services became a new subsidiary organization for First Community Bank Of Mercer County, Inc..

View Profile Nov 01 2016

Pace Master Tenant Llc

Pace Master Tenant Llc became a new subsidiary organization for First Community Bank Of Mercer County, Inc..

View Profile Mar 04 2015

20/20 Properties Llc

20/20 Properties Llc became a new subsidiary organization for First Community Bank Of Mercer County, Inc..

View Profile Aug 15 2012

Waccamaw Bank

Acquisition: First Community Bank Of Mercer County, Inc. acquired a new subsidiary, Waccamaw Bank, 11 years

View Profile Jun 09 2012

Ec Resolution Llc

Ec Resolution Llc became a new subsidiary organization for First Community Bank Of Mercer County, Inc..

View Profile Jun 08 2012

Want to see more?

Complete timeline for First Community Bank Of Mercer County, Inc. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Waccamaw Bank Seller 533,114 Failure 6/9/2012
Peoples Bank Of Virginia Seller 276,535 Acquisition Discontinued 6/1/2012
Tristone Community Bank Seller 164,545 Acquisition Discontinued 8/1/2009
Mooresville Savings Bank, Ssb Seller 158,375 Acquisition Discontinued 11/15/2008
People's Community Bank Seller 172,064 Acquisition Discontinued 4/1/2004
The Commonwealth Bank Seller 151,064 Acquisition Discontinued 6/7/2003
Bank Of Greenville Seller 29,825 Acquisition Discontinued 12/1/2002
Citizens Southern Bank, Inc. Seller 67,988 Acquisition Discontinued 11/1/2000
Blue Ridge Bank Seller 120,832 Pooling of Interests Discontinued 5/1/1999
Buckhannon Branch Seller Pooling of Interests Discontinued 5/1/1999
First Community Bank Of Southwest Virginia, Inc. Seller 107,008 Pooling of Interests Discontinued 5/1/1999
Buckhannon Branch Seller Split 12/30/1995
Relationships Role Relationship Start Relationship End
First Community Bancshares, Inc. Parent 12/30/1995
First Community Bank Wealth Management Subsidary 6/30/2007
First Community Insurance Services Subsidary 11/1/2016
20/20 Properties Llc Subsidary 8/15/2012
Pace Master Tenant Llc Subsidary 3/4/2015
Star Aviators, Llc Subsidary 8/22/2002 2/28/2015
Ec Resolution Llc Subsidary 6/8/2012 2/5/2015
Kennedy Center Limited Partnership Subsidary 6/29/1998 8/31/2014
Hinton Center Limited Partnership Subsidary 6/11/1999 5/31/2014
Stone Capital Management, Inc. Subsidary 6/30/2007 7/29/2010
Stone Capital Management, Inc. Subsidary 1/15/2003 6/29/2007
First Community Bank Wealth Management Subsidary 11/30/2006 6/29/2007
Paramount Limited Partnership Subsidary 11/30/2004 12/31/2005
Wv Bankers Title, Llc Subsidary 6/28/1999 12/31/2004
United First Mortgage, Inc. Subsidary 9/28/1999 8/17/2004
West Virginia Capital Corporation Subsidary 5/1/1999 8/31/2001
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