Vitals
  • Total Assets
    172.1M 5.3 %
  • Total Deposits
    150.0M 8.7 %
  • Total Net Loans
    127.8M 5.8 %
  • Net Income
  • Book Value
    13.6M 8.0 %
  • Book Value x2
    27.2M 8.0 %
  • Book Value x3
    40.8M 8.0 %
ROAA

ROAE

Efficiency Ratio

91.607

Net Interest Margin

4.297

Balance Sheet Highlights
Financial Highlights People's Community Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 172,064 165,833
Total Net Loans 127,840 109,119
Total Deposits 150,024 139,601
Total Equity 13,592 16,715
Profitability
Net Income — 2,285
Return on Average Assets — 1.118
Return on Average Equity — 11.194
Net Interest Margin 4.297 4.24
Efficiency Ratio 91.607 67.404
Noninterest Income/Revenue 4.047 14.285
Balance Sheet Ratios
Loan-to-Deposit 85.213 74.639
Securities/Assets .16 .812
Total Equity/Total Assets .079 .101
Tangible Equity/Tangible Assets .079 -.724
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 13,036 15,846
Tier 2 Capital 1,637 1,350
Total Capital 14,673 17,213
Total Risk Weighted Assets 130,809 115,817
Leverage Ratio 7.74 9.986
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.97 15.194
Total Capital Ratio 11.22 16.389

Timeline for People's Community Bank

First Community Bank Of Mercer County, Inc.

People's Community Bank was acquired by First Community Bank Of Mercer County, Inc. 20 years

View Profile Apr 01 2004

Pcb Bancorp, Inc.

Pcb Bancorp, Inc. became a new parent organization for People's Community Bank.

View Profile Oct 01 1996

People's Community Bank

People's Community Bank was established 28 years ago and is currently headquartered in Johnson City, TN.

Dec 15 1995
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Community Bank Of Mercer County, Inc. Buyer 439,839 Acquisition Discontinued 4/1/2004
Relationships Role Relationship Start Relationship End
Pcb Bancorp, Inc. Parent 10/1/1996 3/31/2004
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