Vitals
  • Total Assets
    128.9M 0.3 %
  • Total Deposits
    95.3M 4.6 %
  • Total Net Loans
    72.9M -1.6 %
  • Net Income
    1.7M 11.9 %
  • Book Value
    14.4M 6.1 %
  • Book Value x2
    28.8M 6.1 %
  • Book Value x3
    43.3M 6.1 %
ROAA

1.335

ROAE

12.029

Efficiency Ratio

48.093

Net Interest Margin

4.246

Balance Sheet Highlights
Financial Highlights First Citizens State Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 128,920 265,830
Total Net Loans 72,879 173,391
Total Deposits 95,303 206,394
Total Equity 14,422 26,023
Profitability
Net Income 1,692 3,694
Return on Average Assets 1.335 1.045
Return on Average Equity 12.029 10.427
Net Interest Margin 4.246 4.016
Efficiency Ratio 48.093 63.889
Noninterest Income/Revenue 10.509 18.078
Balance Sheet Ratios
Loan-to-Deposit 76.471 82.112
Securities/Assets .365 .423
Total Equity/Total Assets .112 .098
Tangible Equity/Tangible Assets .112 -.148
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 13,827 23,975
Tier 2 Capital 872 2,084
Total Capital 14,699 26,148
Total Risk Weighted Assets 87,043 183,308
Leverage Ratio 10.78 9.622
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.92 14.543
Total Capital Ratio 16.93 15.738

Timeline for First Citizens State Bank

First Financial Bank, National Association

First Citizens State Bank was acquired by First Financial Bank, National Association 20 years

View Profile Feb 21 2004

First Financial Corporation

First Financial Corporation became a new parent organization for First Citizens State Bank.

View Profile Jan 10 1986

First Citizens State Bank

First Citizens State Bank was established 119 years ago and is currently headquartered in Newport, IN.

Jan 01 1905
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Financial Bank, National Association Buyer 2,925,852 Pooling of Interests Discontinued 2/21/2004
Relationships Role Relationship Start Relationship End
First Financial Corporation Parent 1/10/1986 2/20/2004
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