Tier 1 Capital Over Time
Tier 1 Capital First Citizens State Bank All Insured Commercial Banks in Indiana
12-31-2003 13,827,000 23,974,752
09-30-2003 13,719,000 24,461,187
06-30-2003 13,261,000 24,136,284
03-31-2003 13,224,000 23,700,852
12-31-2002 12,836,000 23,198,000