First Citizens State Bank
Newport, IN — Domestic Branch of a Domestic Bank
Acquired Feb 2004
Efficiency Ratio Over Time
| Efficiency Ratio | First Citizens State Bank | All Insured Commercial Banks in Indiana |
| 12-31-2003 | 48.093 | 63.889 |
| 09-30-2003 | 50.044 | 62.988 |
| 06-30-2003 | 51.425 | 62.52 |
| 03-31-2003 | 51.01 | 62.69 |
| 12-31-2002 | 50.985 | 61.138 |