First Citizens State Bank
Newport, IN — Domestic Branch of a Domestic Bank
Acquired Feb 2004
Net Interest Margin Over Time
| Net Interest Margin | First Citizens State Bank | All Insured Commercial Banks in Indiana |
| 12-31-2003 | 4.246 | 4.016 |
| 09-30-2003 | 4.305 | 4.016 |
| 06-30-2003 | 4.354 | 4.034 |
| 03-31-2003 | 4.412 | 4.061 |
| 12-31-2002 | 4.37 | 4.221 |