Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio First Citizens State Bank All Insured Commercial Banks in Indiana
12-31-2003 15.92 14.543
09-30-2003 16.18 14.629
06-30-2003 16.25 14.599
03-31-2003 16.51 14.865
12-31-2002 15.25 14.348