Vitals
  • Total Assets
    1.7B -7.3 %
  • Total Deposits
    1.4B -7.6 %
  • Total Net Loans
    1.1B -0.9 %
  • Net Income
    1.0M -70.5 %
  • Book Value
    260.0M 3.2 %
  • Book Value x2
    520.0M 3.2 %
  • Book Value x3
    780.0M 3.2 %
ROAA

.228

ROAE

1.595

Efficiency Ratio

92.528

Net Interest Margin

3.477

Balance Sheet Highlights
Financial Highlights First California Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 1,741,192 745,146
Total Net Loans 1,109,578 466,810
Total Deposits 1,363,205 563,557
Total Equity 260,006 103,643
Profitability
Net Income 1,037 2,161
Return on Average Assets .228 .775
Return on Average Equity 1.595 6.155
Net Interest Margin 3.477 3.87
Efficiency Ratio 92.528 75.692
Noninterest Income/Revenue 20.261 14.383
Balance Sheet Ratios
Loan-to-Deposit 81.395 76.614
Securities/Assets .183 .153
Total Equity/Total Assets .149 .139
Tangible Equity/Tangible Assets .111 .13
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 194,776 89,736
Tier 2 Capital 13,812 6,886
Total Capital 208,588 96,606
Total Risk Weighted Assets 1,100,132 520,425
Leverage Ratio 11.08 11.839
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.7 16.719
Total Capital Ratio 18.96 18

Timeline for First California Bank

Pacific Western Bank

First California Bank was acquired by Pacific Western Bank 10 years

View Profile Jun 01 2013

Palm Desert National Bank

Acquisition: First California Bank acquired a new subsidiary, Palm Desert National Bank, 13 years

View Profile Apr 09 2011

San Luis Trust Bank, Fsb

Acquisition: First California Bank acquired a new subsidiary, San Luis Trust Bank, Fsb, 13 years

View Profile Feb 19 2011

Western Commercial Bank

Acquisition: First California Bank acquired a new subsidiary, Western Commercial Bank, 13 years

View Profile Nov 06 2010

1St Centennial Bank

Acquisition: First California Bank acquired a new subsidiary, 1St Centennial Bank, 15 years

View Profile Jan 24 2009

Want to see more?

Complete timeline for First California Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pacific Western Bank Buyer 21,266,723 Acquisition Discontinued 6/1/2013
Palm Desert National Bank Seller 129,253 Sale of Assets 4/9/2011
San Luis Trust Bank, Fsb Seller 332,596 Failure 2/19/2011
Western Commercial Bank Seller 98,635 Failure 11/6/2010
1St Centennial Bank Seller 797,959 Failure 1/24/2009
Mercantile National Bank Seller 287,139 Pooling of Interests Charter Retained 6/16/2007
South Bay Bank, National Association Seller 253,621 Pooling of Interests Charter Retained 6/16/2007
South Coast Commercial Bank Seller 164,571 Pooling of Interests Discontinued 12/5/2005
Relationships Role Relationship Start Relationship End
First California Financial Group, Inc. Parent 3/13/2007 5/31/2013
Fcb Bancorp Parent 9/30/2005 3/12/2007
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