Vitals
  • Total Assets
    164.6M 13.1 %
  • Total Deposits
    127.7M -0.7 %
  • Total Net Loans
    118.0M 1.5 %
  • Net Income
  • Book Value
    36.2M 123.1 %
  • Book Value x2
    72.4M 123.1 %
  • Book Value x3
    108.6M 123.1 %
ROAA

1.895

ROAE

16.44

Efficiency Ratio

53.812

Net Interest Margin

4.323

Balance Sheet Highlights
Financial Highlights South Coast Commercial Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 164,571 514,019
Total Net Loans 117,974 413,062
Total Deposits 127,738 399,170
Total Equity 36,186 59,601
Profitability
Net Income — 16,274
Return on Average Assets 1.895 1.53
Return on Average Equity 16.44 14.075
Net Interest Margin 4.323 4.892
Efficiency Ratio 53.812 71.155
Noninterest Income/Revenue — 16.583
Balance Sheet Ratios
Loan-to-Deposit 92.356 83.513
Securities/Assets .042 .6
Total Equity/Total Assets .22 .116
Tangible Equity/Tangible Assets .117 -.15
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 19,317 50,521
Tier 2 Capital 1,184 6,021
Total Capital 20,501 55,827
Total Risk Weighted Assets 125,425 400,198
Leverage Ratio 14.39 12.665
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.4 16.454
Total Capital Ratio 16.35 17.612

Timeline for South Coast Commercial Bank

First California Bank

South Coast Commercial Bank was acquired by First California Bank 18 years

View Profile Dec 05 2005

Fcb Bancorp

Fcb Bancorp became a new parent organization for South Coast Commercial Bank.

View Profile Sep 30 2005

South Coast Bancorp, Inc.

South Coast Bancorp, Inc. became a new parent organization for South Coast Commercial Bank.

View Profile Jan 01 1997

South Coast Commercial Bank

South Coast Commercial Bank was established 44 years ago and is currently headquartered in Irvine, CA.

Apr 15 1980
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First California Bank Buyer 1,741,192 Pooling of Interests Discontinued 12/5/2005
Relationships Role Relationship Start Relationship End
Fcb Bancorp Parent 9/30/2005 12/4/2005
South Coast Bancorp, Inc. Parent 1/1/1997 9/29/2005
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