First California Bank
Westlake Village, CA — Domestic Branch of a Domestic Bank
Acquired Jun 2013
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First California Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 15,272 | 6,364 |
Income from Lease Financing Receivables | 8 | 5 |
15 | 3 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 8 | 2 |
Income on Loans and Leases (TE) | 15,288 | 6,435 |
Investment Interest Income (TE) | 542 | 694 |
Total Interest Income (TE) | 15,888 | 7,433 |
Total Interest Expense | 1,667 | 536 |
Net Interest Income (TE) | 14,221 | 6,701 |
Non-Interest Income | 4,037 | 1,249 |
Adjusted Operating Income (TE) | 18,258 | 8,914 |
Non-interest Expense | 16,894 | 5,303 |
Provision for Loan & Lease Losses | — | 160 |
Pretax Operating Income (TE) | 1,364 | 3,066 |
Pretax Net Operating Income (TE) | 1,814 | 3,191 |
Applicable Income Taxes | 750 | 951 |
Net Operating Income | 1,037 | 2,163 |
Net Income | 1,037 | 2,161 |
Cash Dividends Declared | 1,000 | 232 |
Retained Earnings | 37 | 1,182 |