Vitals
  • Total Assets
    390.2M 0.6 %
  • Total Deposits
    293.6M 1.7 %
  • Total Net Loans
    265.3M 4.0 %
  • Net Income
    9.9M 13.5 %
  • Book Value
    71.7M 2.5 %
  • Book Value x2
    143.4M 2.5 %
  • Book Value x3
    215.1M 2.5 %
ROAA

3.298

ROAE

18.724

Efficiency Ratio

32.876

Net Interest Margin

4.298

Balance Sheet Highlights
Financial Highlights Farmers & Merchants Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 390,176 159,944
Total Net Loans 265,346 119,880
Total Deposits 293,550 129,818
Total Equity 71,687 15,645
Profitability
Net Income 9,871 6,578
Return on Average Assets 3.298 1.319
Return on Average Equity 18.724 13.59
Net Interest Margin 4.298 4.37
Efficiency Ratio 32.876 64.404
Noninterest Income/Revenue 8.124 13.189
Balance Sheet Ratios
Loan-to-Deposit 90.392 85.933
Securities/Assets .157 .236
Total Equity/Total Assets .184 .098
Tangible Equity/Tangible Assets .184 -.245
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 71,716 14,897
Tier 2 Capital 3,591 1,564
Total Capital 75,307 16,382
Total Risk Weighted Assets 286,709 123,088
Leverage Ratio 18.08 10.116
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 25.01 13.569
Total Capital Ratio 26.27 14.759

Timeline for Farmers & Merchants Bank

Capital City Bank

Farmers & Merchants Bank was acquired by Capital City Bank 19 years

View Profile Oct 16 2004

Farmers & Merchants Bank

Farmers & Merchants Bank was established 113 years ago and is currently headquartered in Dublin, GA.

Jul 06 1910
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Capital City Bank Buyer 2,731,451 Acquisition Discontinued 10/16/2004
Relationships Role Relationship Start Relationship End
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