Vitals
  • Total Assets
    2.8B 1.6 %
  • Total Deposits
    2.4B 4.6 %
  • Total Net Loans
    1.6B 4.6 %
  • Net Income
    10.8M 2.4 %
  • Book Value
    323.4M -0.8 %
  • Book Value x2
    646.9M -0.8 %
  • Book Value x3
    970.4M -0.8 %
ROAA

.396

ROAE

3.311

Efficiency Ratio

84.414

Net Interest Margin

3.309

Balance Sheet Highlights
Financial Highlights Capital City Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 2,823,693 586,559
Total Net Loans 1,558,745 397,788
Total Deposits 2,426,082 483,997
Total Equity 323,450 60,775
Profitability
Net Income 10,812 4,381
Return on Average Assets .396 .706
Return on Average Equity 3.311 6.893
Net Interest Margin 3.309 3.553
Efficiency Ratio 84.414 74.427
Noninterest Income/Revenue 36.743 15.578
Balance Sheet Ratios
Loan-to-Deposit 64.25 80.705
Securities/Assets .245 .17
Total Equity/Total Assets .115 .104
Tangible Equity/Tangible Assets .085 .1
Capital Adequacy
Tier 1 Common Capital 268,812 55,412
Tier 1 Capital 268,812 55,855
Tier 2 Capital 13,431 4,271
Total Capital 282,243 60,316
Total Risk Weighted Assets 1,741,256 416,967
Leverage Ratio 10.18 10.155
Common Equity Tier 1 Capital Ratio 15.44 14.982
Tier 1 Capital Ratio 15.44 15.063
Total Capital Ratio 16.21 16.194

Timeline for Capital City Bank

The First National Bank Of Alachua

Acquisition: Capital City Bank acquired a new subsidiary, The First National Bank Of Alachua, 18 years

View Profile May 21 2005

Farmers & Merchants Bank

Acquisition: Capital City Bank acquired a new subsidiary, Farmers & Merchants Bank, 19 years

View Profile Oct 16 2004

The Quincy State Bank

Acquisition: Capital City Bank acquired a new subsidiary, The Quincy State Bank, 20 years

View Profile Mar 20 2004

Southeastern Oaks, Llc

Southeastern Oaks, Llc became a new subsidiary organization for Capital City Bank.

View Profile Dec 22 2003

First National Bank Of Grady County

Acquisition: Capital City Bank acquired a new subsidiary, First National Bank Of Grady County, 22 years

View Profile Nov 03 2001

Want to see more?

Complete timeline for Capital City Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Alachua Seller 229,987 Acquisition Discontinued 5/21/2005
Farmers & Merchants Bank Seller 390,176 Acquisition Discontinued 10/16/2004
The Quincy State Bank Seller 127,168 Acquisition Discontinued 3/20/2004
First National Bank Of Grady County Seller 125,735 Pooling of Interests Discontinued 11/3/2001
First National Bank Of West Point Seller 152,610 Pooling of Interests Discontinued 3/3/2001
Branford State Bank Seller 34,472 Pooling of Interests Discontinued 10/18/1997
Levy County State Bank Seller 74,976 Pooling of Interests Discontinued 10/18/1997
Farmers & Merchants Bank Of Trenton Seller 37,858 Pooling of Interests Discontinued 10/18/1997
First Federal Bank Seller 237,876 Pooling of Interests Discontinued 12/7/1996
Gadsden National Bank Seller 40,265 Discontinued 1/1/1995
First National Bank Of Jefferson County Seller 23,932 Discontinued 1/1/1995
Capital City First National Bank Of Tallahassee Seller 346,249 Discontinued 1/1/1995
Capital City Second National Bank Seller 51,137 Discontinued 1/1/1995
City National Bank Seller 77,898 Discontinued 1/1/1995
Industrial National Bank Seller 57,883 Discontinued 1/1/1995
Relationships Role Relationship Start Relationship End
Capital City Bank Group, Inc. Parent 1/1/1984
Capital City Trust Company Subsidary 6/30/2007
Capital City Services Company Subsidary 6/30/2007
Capital City Banc Investments, Inc. Subsidary 6/30/2007
Fnb Financial Services, Llc Subsidary 6/30/2007
Southeastern Oaks, Llc Subsidary 6/30/2007
First Insurance Agency Of Grady County, Inc. Subsidary 6/30/2007 12/31/2015
Capital City Trust Company Subsidary 1/1/1995 6/29/2007
Capital City Services Company Subsidary 1/1/1995 6/29/2007
Capital City Banc Investments, Inc. Subsidary 11/22/1995 6/29/2007
First Insurance Agency Of Grady County, Inc. Subsidary 11/3/2001 6/29/2007
Fnb Financial Services, Llc Subsidary 1/2/2004 6/29/2007
Southeastern Oaks, Llc Subsidary 12/22/2003 6/29/2007
Capital City Mortgage Company Subsidary 1/1/1995 8/31/2001
Fnb Financial Services, Llc Subsidary 3/3/2001 8/31/2001
First Mortgage Company Subsidary 3/3/2001 4/13/2001
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