Vitals
  • Total Assets
    3.1B 9.9 %
  • Total Deposits
    2.6B 10.7 %
  • Total Net Loans
    2.2B 4.1 %
  • Net Income
    32.2M 19.0 %
  • Book Value
    386.7M 11.3 %
  • Book Value x2
    773.4M 11.3 %
  • Book Value x3
    1.2B 11.3 %
ROAA

1.104

ROAE

8.842

Efficiency Ratio

64.647

Net Interest Margin

4.185

Balance Sheet Highlights
Financial Highlights Happy State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 3,132,258 358,087
Total Net Loans 2,151,060 213,533
Total Deposits 2,649,332 308,027
Total Equity 386,687 38,740
Profitability
Net Income 32,227 3,845
Return on Average Assets 1.104 1.025
Return on Average Equity 8.842 9.415
Net Interest Margin 4.185 3.773
Efficiency Ratio 64.647 66.762
Noninterest Income/Revenue 19.836 16.375
Balance Sheet Ratios
Loan-to-Deposit 81.193 65.494
Securities/Assets .143 .214
Total Equity/Total Assets .123 .108
Tangible Equity/Tangible Assets .108 .104
Capital Adequacy
Tier 1 Common Capital 347,874 37,278
Tier 1 Capital 347,874 37,303
Tier 2 Capital 30,785 2,526
Total Capital 378,659 39,866
Total Risk Weighted Assets 2,473,380 237,367
Leverage Ratio 11.46 10.563
Common Equity Tier 1 Capital Ratio 14.06 18.073
Tier 1 Capital Ratio 14.06 18.097
Total Capital Ratio 15.31 19.169

Timeline for Happy State Bank

Signature Bank

Acquisition: Happy State Bank acquired a new subsidiary, Signature Bank, 11 years

View Profile Mar 23 2013

Goldstar Protective Services, Llc

Goldstar Protective Services, Llc became a new subsidiary organization for Happy State Bank.

View Profile Oct 01 2010

The First National Bank Of Canadian

Acquisition: Happy State Bank acquired a new subsidiary, The First National Bank Of Canadian, 14 years

View Profile Oct 05 2009

Gardens Of Amarillo Holdings, Inc., The

Gardens Of Amarillo Holdings, Inc., The became a new subsidiary organization for Happy State Bank.

View Profile Jun 30 2009

Happy Dub, Llc

Happy Dub, Llc became a new subsidiary organization for Happy State Bank.

View Profile Jul 23 2008

Want to see more?

Complete timeline for Happy State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Signature Bank Seller 124,120 Pooling of Interests Discontinued 3/23/2013
The First National Bank Of Canadian Seller 109,305 Acquisition Discontinued 10/5/2009
American Church Trust Company Seller Acquisition Discontinued 12/1/2006
Colonial Trust Company Seller Acquisition Discontinued 9/1/2004
Sun Bank Seller 126,929 Acquisition Discontinued 4/17/2004
Relationships Role Relationship Start Relationship End
Happy Bancshares, Inc. Parent 12/6/2016
Happy Bancshares Of Delaware, Inc. Parent 2/1/1996 12/5/2016
Happy Bancshares, Inc. Parent 10/5/1990 1/31/1996
Happy Insurance Services, Inc. Subsidary 6/30/2007
Happy Dub, Llc Subsidary 7/23/2008
Gardens Of Amarillo Holdings, Inc., The Subsidary 6/30/2009
Goldstar Protective Services, Llc Subsidary 10/1/2010
Happy Insurance Services, Inc. Subsidary 4/17/2004 6/29/2007
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