Vitals
  • Total Assets
    3.4B 42.2 %
  • Total Deposits
    2.7B 50.0 %
  • Total Net Loans
    2.5B 39.3 %
  • Net Income
    27.0M 13.9 %
  • Book Value
    408.0M 68.4 %
  • Book Value x2
    816.1M 68.4 %
  • Book Value x3
    1.2B 68.4 %
ROAA

.913

ROAE

6.643

Efficiency Ratio

62.691

Net Interest Margin

3.446

Balance Sheet Highlights
Financial Highlights Guaranty Bank And Trust Company All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 3,363,684 406,389
Total Net Loans 2,495,888 257,573
Total Deposits 2,708,786 344,879
Total Equity 408,039 40,990
Profitability
Net Income 26,952 4,034
Return on Average Assets .913 1.068
Return on Average Equity 6.643 9.983
Net Interest Margin 3.446 3.933
Efficiency Ratio 62.691 70.399
Noninterest Income/Revenue 15.865 23.071
Balance Sheet Ratios
Loan-to-Deposit 92.141 73.804
Securities/Assets .169 .203
Total Equity/Total Assets .121 .101
Tangible Equity/Tangible Assets .1 .096
Capital Adequacy
Tier 1 Common Capital 351,806 39,094
Tier 1 Capital 351,806 39,135
Tier 2 Capital 23,406 3,076
Total Capital 375,212 42,210
Total Risk Weighted Assets 2,830,159 288,026
Leverage Ratio 10.76 10.22
Common Equity Tier 1 Capital Ratio 12.43 15.667
Tier 1 Capital Ratio 12.43 15.699
Total Capital Ratio 13.26 16.831

Timeline for Guaranty Bank And Trust Company

The Home State Bank

Acquisition: Guaranty Bank And Trust Company acquired a new subsidiary, The Home State Bank, 7 years

View Profile Sep 09 2016

Westgate Partners

Westgate Partners became a new subsidiary organization for Guaranty Bank And Trust Company.

View Profile Sep 09 2016

Cherry Hills Investment Advisors, Inc.

Cherry Hills Investment Advisors, Inc. became a new subsidiary organization for Guaranty Bank And Trust Company.

View Profile May 28 2014

Private Capital Management Llc

Private Capital Management Llc became a new subsidiary organization for Guaranty Bank And Trust Company.

View Profile Jan 08 2013

Private Capital Management Inc.

Private Capital Management Inc. became a new subsidiary organization for Guaranty Bank And Trust Company.

View Profile Jul 31 2012

Want to see more?

Complete timeline for Guaranty Bank And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Home State Bank Seller 884,455 Acquisition Discontinued 9/9/2016
Centennial Bank Of The West Seller 784,071 Pooling of Interests Discontinued 1/1/2008
Foothills Bank Seller 137,172 Acquisition Discontinued 11/1/2005
The First National Bank Of Strasburg Seller 298,911 Pooling of Interests Discontinued 4/16/2005
Relationships Role Relationship Start Relationship End
Guaranty Bancorp Parent 1/1/2005
Guaranty Corporation Parent 8/31/1998 12/31/2004
Guaranty Corporation Parent 12/31/1980 8/30/1998
Guaranty Corporation Parent 3/15/1979 12/30/1980
Gre Holdings Llc Subsidary 11/13/2009
Private Capital Management Llc Subsidary 1/8/2013
Cherry Hills Investment Advisors, Inc. Subsidary 5/28/2014
Westgate Partners Subsidary 9/9/2016
Private Capital Management Inc. Subsidary 7/31/2012 1/8/2013
916 South Main, Llc Subsidary 11/30/2004 11/1/2006
East 46Th Street Llc Subsidary 1/30/2002 10/5/2005
Cambridge Funding Llc Subsidary 6/11/2003 11/18/2004
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