Happy State Bank
Happy, TX — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Happy State Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 104,116 | 10,872 |
Income from Lease Financing Receivables | 378 | 2 |
802 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 424 | 22 |
Income on Loans and Leases (TE) | 104,918 | 10,941 |
Investment Interest Income (TE) | 11,834 | 2,007 |
Total Interest Income (TE) | 117,898 | 13,476 |
Total Interest Expense | 7,209 | 1,063 |
Net Interest Income (TE) | 110,689 | 12,338 |
Non-Interest Income | 29,173 | 2,639 |
Adjusted Operating Income (TE) | 139,862 | 15,335 |
Non-interest Expense | 90,417 | 9,693 |
Provision for Loan & Lease Losses | 6,385 | 524 |
Pretax Operating Income (TE) | 43,060 | 4,819 |
Pretax Net Operating Income (TE) | 47,543 | 4,946 |
Applicable Income Taxes | 11,832 | 576 |
Net Operating Income | 32,227 | 3,858 |
Net Income | 32,227 | 3,845 |
Cash Dividends Declared | 4,352 | 1,701 |
Retained Earnings | 27,875 | 1,997 |