Net Interest Margin Over Time
Net Interest Margin Happy State Bank All Insured Commercial Banks in Texas
12-31-2016 4.185 3.773
09-30-2016 4.225 3.776
06-30-2016 4.228 3.769
03-31-2016 4.2 3.775
12-31-2015 4.14 3.74
09-30-2015 4.119 3.72
06-30-2015 4.054 3.683
03-31-2015 4.023 3.673
12-31-2014 4.014 3.775
09-30-2014 3.966 3.765
06-30-2014 3.878 3.741
03-31-2014 3.795 3.721
12-31-2013 3.726 3.725
09-30-2013 3.875 3.716
06-30-2013 3.77 3.685
03-31-2013 3.658 3.659
12-31-2012 3.878 3.849
09-30-2012 3.798 3.88
06-30-2012 3.674 3.884
03-31-2012 3.592 3.892
12-31-2011 3.927 4.001
09-30-2011 4.023 4.026
06-30-2011 3.977 4.009
03-31-2011 3.957 3.963
12-31-2010 4.216 4.103
09-30-2010 4.202 4.128
06-30-2010 4.177 4.112
03-31-2010 4.173 4.105
12-31-2009 4.305 4.156
09-30-2009 4.3 4.158
06-30-2009 4.343 4.126
03-31-2009 4.268 4.099
12-31-2008 4.575 4.235
09-30-2008 4.597 4.247
06-30-2008 4.59 4.228
03-31-2008 4.525 4.272
12-31-2007 4.55 4.563
09-30-2007 4.568 4.582
06-30-2007 4.581 4.555
03-31-2007 4.64 4.497
12-31-2006 4.655 4.615
09-30-2006 4.636 4.6
06-30-2006 4.541 4.566
03-31-2006 4.551 4.513
12-31-2005 4.503 4.492
09-30-2005 4.531 4.458
06-30-2005 4.561 4.405
03-31-2005 4.505 4.377
12-31-2004 4.151 4.362
09-30-2004 4.046 4.344
06-30-2004 3.765 4.301
03-31-2004 4.896 4.304
12-31-2003 4.917 4.327
09-30-2003 4.951 4.323
06-30-2003 5.069 4.347
03-31-2003 5.16 4.348
12-31-2002 5.418 4.573