Vitals
  • Total Assets
    3.6B 8.3 %
  • Total Deposits
    3.0B 10.3 %
  • Total Net Loans
    2.9B 9.2 %
  • Net Income
    39.9M 32.9 %
  • Book Value
    377.1M 8.7 %
  • Book Value x2
    754.2M 8.7 %
  • Book Value x3
    1.1B 8.7 %
ROAA

1.173

ROAE

10.978

Efficiency Ratio

57.972

Net Interest Margin

3.956

Balance Sheet Highlights
Financial Highlights Cobiz Bank All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 3,593,528 406,389
Total Net Loans 2,894,184 257,573
Total Deposits 3,048,369 344,879
Total Equity 377,104 40,990
Profitability
Net Income 39,865 4,034
Return on Average Assets 1.173 1.068
Return on Average Equity 10.978 9.983
Net Interest Margin 3.956 3.933
Efficiency Ratio 57.972 70.399
Noninterest Income/Revenue 9.766 23.071
Balance Sheet Ratios
Loan-to-Deposit 94.942 73.804
Securities/Assets .138 .203
Total Equity/Total Assets .105 .101
Tangible Equity/Tangible Assets .105 .096
Capital Adequacy
Tier 1 Common Capital 364,124 39,094
Tier 1 Capital 364,124 39,135
Tier 2 Capital 30,554 3,076
Total Capital 394,678 42,210
Total Risk Weighted Assets 3,051,241 288,026
Leverage Ratio 10.45 10.22
Common Equity Tier 1 Capital Ratio 11.93 15.667
Tier 1 Capital Ratio 11.93 15.699
Total Capital Ratio 12.94 16.831

Timeline for Cobiz Bank

Awrei, Inc.

Awrei, Inc. became a new subsidiary organization for Cobiz Bank.

View Profile May 29 2015

Cobiz Public Finance Inc.

Cobiz Public Finance Inc. became a new subsidiary organization for Cobiz Bank.

View Profile Oct 22 2014

Western Real Estate Investors, Inc.

Western Real Estate Investors, Inc. became a new subsidiary organization for Cobiz Bank.

View Profile May 01 2007

First Capital Bank Of Arizona

Acquisition: Cobiz Bank acquired a new subsidiary, First Capital Bank Of Arizona, 22 years

View Profile Sep 07 2001

Colorado Business Bank, National Association

Acquisition: Cobiz Bank acquired a new subsidiary, Colorado Business Bank, National Association, 26 years

View Profile Dec 29 1997

Want to see more?

Complete timeline for Cobiz Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Capital Bank Of Arizona Seller 123,408 Pooling of Interests Discontinued 9/7/2001
Colorado Business Bank, National Association Seller 76,859 Pooling of Interests Discontinued 12/29/1997
Chancery National Bank Seller 15,234 Failure 5/10/1990
Market National Bank Seller 8,724 Failure 2/6/1987
Relationships Role Relationship Start Relationship End
Cobiz Financial, Inc. Parent 12/29/1995
Cobiz Financial, Inc. Parent 12/31/1983 12/28/1995
Cobiz Financial, Inc. Parent 12/31/1980 12/30/1983
Western Real Estate Investors, Inc. Subsidary 6/30/2007
Cobiz Public Finance Inc. Subsidary 10/22/2014
Awrei, Inc. Subsidary 5/29/2015
Colorado Business Leasing, Inc. Subsidary 6/30/2007 3/12/2008
Colorado Business Leasing, Inc. Subsidary 1/26/1996 6/29/2007
Western Real Estate Investors, Inc. Subsidary 5/1/2007 6/29/2007
Investors Independent Service Corporation Subsidary 9/24/1996 3/31/1998
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