Vitals
  • Total Assets
    2.7B 1.4 %
  • Total Deposits
    1.8B -2.2 %
  • Total Net Loans
    1.9B 12.4 %
  • Net Income
    13.3M 66.9 %
  • Book Value
    321.4M -1.4 %
  • Book Value x2
    642.9M -1.4 %
  • Book Value x3
    964.3M -1.4 %
ROAA

.486

ROAE

4.077

Efficiency Ratio

78.401

Net Interest Margin

3.376

Balance Sheet Highlights
Financial Highlights Hometrust Bank All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 2,743,987 1,412,230
Total Net Loans 1,933,787 1,020,122
Total Deposits 1,801,056 1,134,979
Total Equity 321,437 173,608
Profitability
Net Income 13,270 10,887
Return on Average Assets .486 .777
Return on Average Equity 4.077 6.782
Net Interest Margin 3.376 3.73
Efficiency Ratio 78.401 75.532
Noninterest Income/Revenue 13.843 18.66
Balance Sheet Ratios
Loan-to-Deposit 107.37 86.082
Securities/Assets .132 .132
Total Equity/Total Assets .117 .123
Tangible Equity/Tangible Assets .11 .104
Capital Adequacy
Tier 1 Common Capital 280,861 139,754
Tier 1 Capital 280,861 140,214
Tier 2 Capital 21,255 8,389
Total Capital 302,116 148,590
Total Risk Weighted Assets 2,202,977 1,125,721
Leverage Ratio 10.38 10.209
Common Equity Tier 1 Capital Ratio 12.75 13.055
Tier 1 Capital Ratio 12.75 13.195
Total Capital Ratio 13.71 14.232

Timeline for Hometrust Bank

Bank Of Commerce

Acquisition: Hometrust Bank acquired a new subsidiary, Bank Of Commerce, 9 years

View Profile Aug 01 2014

Jefferson Federal Bank

Acquisition: Hometrust Bank acquired a new subsidiary, Jefferson Federal Bank, 9 years

View Profile May 31 2014

Bankgreenville

Acquisition: Hometrust Bank acquired a new subsidiary, Bankgreenville, 10 years

View Profile Aug 01 2013

Western North Carolina Service Corporation

Western North Carolina Service Corporation became a new subsidiary organization for Hometrust Bank.

View Profile Dec 01 2012

Hometrust Bancshares, Inc.

Hometrust Bancshares, Inc. became a new parent organization for Hometrust Bank.

View Profile Jul 11 2012

Want to see more?

Complete timeline for Hometrust Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Commerce Seller 122,802 Acquisition Discontinued 8/1/2014
Jefferson Federal Bank Seller 506,903 Acquisition Discontinued 5/31/2014
Bankgreenville Seller 105,105 Acquisition Discontinued 8/1/2013
Cherryville Federal Savings And Loan Association Seller 104,236 Discontinued 10/1/2010
Industrial Federal Savings Bank Seller 174,439 Discontinued 2/1/2010
Home Savings Bank Seller 106,853 Discontinued 4/1/2005
Shelby Savings Bank Seller 107,978 Discontinued 3/1/1998
Tryon Federal Savings And Loan Association Seller 118,819 Discontinued 10/1/1996
Relationships Role Relationship Start Relationship End
Hometrust Bancshares, Inc. Parent 7/11/2012
Western North Carolina Service Corporation Subsidary 12/1/2012
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