Vitals
  • Total Assets
    106.9M -2.3 %
  • Total Deposits
    87.8M -3.3 %
  • Total Net Loans
    51.4M 0.6 %
  • Net Income
    596000.0000 -21.9 %
  • Book Value
    17.6M 1.6 %
  • Book Value x2
    35.2M 1.6 %
  • Book Value x3
    52.8M 1.6 %
ROAA

.549

ROAE

3.422

Efficiency Ratio

65.871

Net Interest Margin

2.552

Balance Sheet Highlights
Financial Highlights Home Savings Bank All Insured Savings Banks in North Carolina
Balance Sheet $(000)
Total Assets 106,853 160,145
Total Net Loans 51,402 118,338
Total Deposits 87,815 118,288
Total Equity 17,613 17,835
Profitability
Net Income 596 1,118
Return on Average Assets .549 .573
Return on Average Equity 3.422 4.876
Net Interest Margin 2.552 3.472
Efficiency Ratio 65.871 74.256
Noninterest Income/Revenue 4.973 10.398
Balance Sheet Ratios
Loan-to-Deposit 58.534 90.326
Securities/Assets .417 .182
Total Equity/Total Assets .165 .111
Tangible Equity/Tangible Assets .165 .097
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 17,667 17,548
Tier 2 Capital 329 1,173
Total Capital 17,996 18,660
Total Risk Weighted Assets 46,812 110,321
Leverage Ratio 16.42 12.405
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 37.74 22.076
Total Capital Ratio 38.44 23.344

Timeline for Home Savings Bank

Hometrust Bank

Home Savings Bank was acquired by Hometrust Bank 19 years

View Profile Apr 01 2005

Home Savings Bank

Home Savings Bank was established 115 years ago and is currently headquartered in Eden, NC.

Jan 01 1909
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Hometrust Bank Buyer 2,739,837 Discontinued 4/1/2005
Relationships Role Relationship Start Relationship End
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