Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Home Savings Bank All Insured Savings Banks in North Carolina
12-31-2004 37.74 22.076
09-30-2004 37.61 20.452
06-30-2004 37.36 19.558
03-31-2004 36.8 20.529
12-31-2003 35.67 20.572
09-30-2003 34.95 20.396
06-30-2003 33.45 19.896
03-31-2003 32.99 19.788
12-31-2002 37.06 19.924